Our services

Plain & Simple Mortgages can make the whole process of arranging a mortgage as simple as possible.

We can provide you with the advice and expertise you need to help you find the most suitable mortgage for your circumstances.

We can advise you on how much you are able to borrow and secure an ‘agreement in principle’ which means that the lender agrees to give you a mortgage, subject to terms and conditions.

Plain & Simple Mortgages is committed to providing you with a high level of service at all times.

We can complete all the necessary forms and forward them to the Lender on your behalf.

Your application is then processed by our dedicated admin staff to get your mortgage offer.

We can liaise with Solicitors, making sure that the whole process runs as smoothly as possible.

Plain & Simple Mortgages can advise you on the insurance and life protection needed for your mortgage.

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Plain & Simple Mortgages Limited is an appointed representative of Genesis Home Loans Plc, which is authorised and regulated by the Financial Services Authority for the conduct of non–investment insurance and mortgage business. Second charges, commercial loans and buy-to-let mortgages (where the resident is not related to the borrower) are not subject to Financial Services Authority Regulations.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Genesis Home Loans Plc is entered on the FSA register (www.fsa.gov.uk) under reference 305920.

The FSA does not regulate all forms of mortgage.

The advice and/or guidance within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.