You need to consider two types of insurance for your home: buildings insurance which covers the structure of your property and contents insurance which covers all your furniture and personal effects.
Contact us to find out about our range of general insurance services on 08452 300400 or complete the Enquiry Form.
Level term assurance is where the amount of cover you choose or sum assured remains the same for the length of the plan. The policy has no cash-in value at any time.
Decreasing term life insurance or mortgage life insurance is designed specifically to protect a repayment (capital and interest) mortgage. The amount of cover chosen decreases over the term of the plan to reflect your decreasing mortgage loan. The policy has no cash-in value at any time.
This cover operates in the same way as Level Term Assurance but differs in that the benefit is paid out annually until the end of the plan term. The plan has no cash-in value.
For more information on your life insurance and mortgage protection needs, contact us on 08452 300400 or complete the Enquiry Form.
Critical illness is an insurance that pays out a guaranteed cash sum if you are diagnosed as suffering from a specified critical illness, within the term of the plan. The plan has no cash-in value at any time.
For more information on Critical Illness Cover, contact us on 08452 300400 or complete the Enquiry Form.
The chances of finding yourself out of work due to long-term illness are unfortunately all too high. Whether you are employed or self-employed, income protection can provide support and help to maintain your standard of living for as long as it takes to get fit enough to return to work.
For more information on Income Protection Cover, contact us on 08452 300400 or complete the Enquiry Form.
You can buy cover to protect your mortgage payments in the event of having an accident, becoming ill or unemployed. The terms and conditions under which you claim differ with every policy, so you should always check them carefully.
For more information on Accident, Sickness and Unemployment Cover, contact us on 08452 300400 or complete the Enquiry Form.